1. Mature & Robust Functionality
   1. Comprehensive & Flexible Transaction Routing & Switching
   2. ATM Driving
   3. POS Driving
   4. Full authorization Processing
   5. Transaction Security via HSMs
   6. EMV Acquiring and Issuing
   7. Network Interfaces
      • VISA
      • MasterCard
      • American Express
      • National & Regional
      • Host Interfaces
2. Routing – Dynamic, flexible, configurable
   1. Multiple host connections, including Visa, MasterCard, proprietary hosts – any host, any number of Connections
   2. Routing fully configurable based on any business requirement
   3. Stand-in authorization, Pass-through
3. Authentication Service – Multiple checks and verification
   1. PIN verification
   2. CVC2 (Card Verification Code)
   3. PIN translation
   4. Check digit validation/ expiry validation