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From a qualitative point of view, the fact must first of all be emphasized that, in comparison with the debut years a spectacular diversification of the services offered by the banks in the ROMCARD system was recorded on the last years.
The most important services provided by RomCard are... |
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Partners |
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Our partners are leading banks and all our services are provided in compliance with international standards under strict... |
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Portfolio |
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We provide a large variety of services, especialy for the leading romanian banks and other Processing... |
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The Verified by Visa and MasterCard SecureCode programs is the result of 7 years of e-commerce experience.
It is a package of services, recommendations, best practices and requirements for handling card transactions over the Internet.
An essential technical element within this program is the use of secure authentication protocol, 3D Secure.
Through the Verified by Visa and MasterCard SecureCode program, Issuers have the opportunity to increase card revenues, displace "Cash on Delivery" products and protect their profits by avoiding many of the difficulties experienced in other countries.
3D Secure, a new global answer to authenticate buyers and sellers in secure Internet transaction, is now available as part of the Verified by Visa and MasterCard SecureCode programs. Its use is expected to cut disputes and fraud arising from on-line transactions by at least 80 per cent.
Verified by Visa program assists Issuers to:
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minimize disputes, exceptions and fraud;
maximize cardholder trust, transaction revenues and operating profits;
grow the marketplace by providing a competitive and high quality service; |
From April 2003, Issuers loosed the chargeback rights if their cardholders shop at merchants who have implemented 3-D Secure but the cardholders have not been enrolled.
In agreement with our innovative approach and development strategy, ROMCARD is also deeply involved in stimulating e-commerce in Romania by introducing the more secure technologies in the field: 3-D Secure protocol for Verified by Visa and MasterCard Secure Code services.
ROMCARD as a payment card processor in Romania, has succeeded to install the 3D Secure Internet security technology provided OpenWay and iBIZ Software companies and to integrate it into our card processing software.
Based on this own solution, ROMCARD offers the turnkey solution for Verified by Visa and MasterCard SecureCode services in order to secure the Internet transactions performed using the cards.
The 3D Secure project has been started by ROMCARD on September 2003, and during March 2004 we have successfully completed all certifications with Visa and MasterCard for following Romanian banks: Romanian Commercial Bank, Raiffeisen Bank, Commercial Bank ION TIRIAC and AlphaBank Romania.
The official launch of the Verified by Visa and MasterCard SecureCode programs has been done on 20 of March 2004.
The 3D Secure project completed by RomCard was the pilot project in Visa CEMEA region and in MasterCard SAMEA region. The result of this very high performance was the following: Romania is the first country in our European region capable to process totally in conformity with the last Internet technology which is 3D Secure. |
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3D-SECURE |
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How to
register for
3D-Secure... |
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3D-Secure |
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The 3D-Secure Protocol underlies a new payment service designed to enhance and validate payments made through the Internet.
3D-Secure is an authentication technology that uses Secure Sockets Layer (SSL) encryption and a Merchant Server Plug-in to... |
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Technology |
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ROMCARD Company was set up for the specific purpose of approaching the card-processing issue within a common framework of procedures and rules, compatible with the international standards in the field, which were intended for facilitating the creation of card-processing systems consistent with, and integrated into, a coherent, unitary, and flexible national system.... |
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